Thanks to something called human nature, a small section of society who seek insurance coverage for any given situation, regardless of the risk involved. Fortunately for insurance providers of this world, it also presents more, previously unimaginable opportunities to sell your product. Here are six of the most bizarre insurance policies ever offered.
1- Insurance Cover for the Paranormal
According to the BBC, was in 2002 that the hotel owner Terry Meggs took out insurance to protect their employers against a rebel poltergeist damage potential. Allegedly paid to a company called ultraviolet £ 500 per year to have your business covered by its' Spooksafe politics: in the case of a staff member or customer who is killed or maimed by a ghost, poltergeist or other abnormal phenomena , agreed to pay up to £ 1M. Luckily for the hotel guests Royal Falcon, until Mr. Meggs did not need to file a claim.
2- Kidnap and ransom insurance
It is depressing to think that in recent decades, as global climate has become more rebellious, the very idea of kidnapping and ransom insurance available to the general public has become much less surprising. In fact, for many companies whose employees are treated in foreign countries on a regular basis, "K & R cover"is now a very normal (and essential) part of the business, especially when you consider the numbers: more than 1,000 kidnappings of professionals and executives are held annually.
3- Multiple Birth Insurance Cover
For many parents are expecting a baby only input causes financial worry. Luckily for them, it is actually possible (through multiple providers of what I imagine) to underwrite an insurance policy that protects against the worrying possibility of the twins come face. Very often the insurance must be removed before the 11th week of pregnancy, after which, in the case of two or more babies born at a time (provided that your payment has been regular, of course) makers insurance can expect a little extra to ease the burden, at least financially.
5- The Immaculate Conception
For six years, from 2000, the Essex-based British insurance company has been providing a niche form of insurance coverage for three sisters who live in Inverness, Scotland. Unfortunately for all involved, the company was forced to lose the custom of the brethren (a policy of £ 1 million to be paid if one of the sisters of the experience of a virgin birth, so they need funds for see the second coming of Christ) in 2006, after a surprising avalanche of complaints from members of the Catholic Church.
6- Alien Abduction Insurance
For those who live in fear of being dragged on board a spacecraft during the night, only to be examined, marked for life, and subsequently the need for an insurance payout, help is at hand in Alien Abduction Insurance form. The first company to offer such a thing was San Lorenzo Agency, an insurance provider who claim to have sold more than 20,000 of these policies. Less successful in the sand Alien Abduction Insurance was Goodfellow Rebecca Ingram Pearson, a house of values left to offer their insurance kidnapping after it was revealed that the 39 members of the cult Heaven's Gate found dead in 1997 had taken all their insurance before that the mass suicide.
1- Insurance Cover for the Paranormal
According to the BBC, was in 2002 that the hotel owner Terry Meggs took out insurance to protect their employers against a rebel poltergeist damage potential. Allegedly paid to a company called ultraviolet £ 500 per year to have your business covered by its' Spooksafe politics: in the case of a staff member or customer who is killed or maimed by a ghost, poltergeist or other abnormal phenomena , agreed to pay up to £ 1M. Luckily for the hotel guests Royal Falcon, until Mr. Meggs did not need to file a claim.
2- Kidnap and ransom insurance
It is depressing to think that in recent decades, as global climate has become more rebellious, the very idea of kidnapping and ransom insurance available to the general public has become much less surprising. In fact, for many companies whose employees are treated in foreign countries on a regular basis, "K & R cover"is now a very normal (and essential) part of the business, especially when you consider the numbers: more than 1,000 kidnappings of professionals and executives are held annually.
3- Multiple Birth Insurance Cover
For many parents are expecting a baby only input causes financial worry. Luckily for them, it is actually possible (through multiple providers of what I imagine) to underwrite an insurance policy that protects against the worrying possibility of the twins come face. Very often the insurance must be removed before the 11th week of pregnancy, after which, in the case of two or more babies born at a time (provided that your payment has been regular, of course) makers insurance can expect a little extra to ease the burden, at least financially.
4- Riot Insurance
In an attempt to attract tourists to the area after the ongoing political conflicts that led to the closure of the airports in Bangkok in 2008, the Thai government quickly decided to break the mold and offers free insurance for all disturbances tourists still want to visit country. In fact, the insurance package of $ 10,000 is available in all foreign tourists, along with the promise of a $ 100 per person, someone should experience travel delays as a result of the riots.
5- The Immaculate Conception
For six years, from 2000, the Essex-based British insurance company has been providing a niche form of insurance coverage for three sisters who live in Inverness, Scotland. Unfortunately for all involved, the company was forced to lose the custom of the brethren (a policy of £ 1 million to be paid if one of the sisters of the experience of a virgin birth, so they need funds for see the second coming of Christ) in 2006, after a surprising avalanche of complaints from members of the Catholic Church.
6- Alien Abduction Insurance
For those who live in fear of being dragged on board a spacecraft during the night, only to be examined, marked for life, and subsequently the need for an insurance payout, help is at hand in Alien Abduction Insurance form. The first company to offer such a thing was San Lorenzo Agency, an insurance provider who claim to have sold more than 20,000 of these policies. Less successful in the sand Alien Abduction Insurance was Goodfellow Rebecca Ingram Pearson, a house of values left to offer their insurance kidnapping after it was revealed that the 39 members of the cult Heaven's Gate found dead in 1997 had taken all their insurance before that the mass suicide.
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